When considering the purchase of a policy, please note that many travel insurance policies will not cover claims or financial losses related to epidemics or pandemics. Additionally, the fear of traveling is not covered by any travel insurance policy. Please review the policy details or contact us for more information.
GoLocal Travel Insurance
Where are you going?
Primary Destination
select
Travel Dates
Travel Start Date
RadDatePicker
RadDatePicker
Travel End Date
RadDatePicker
RadDatePicker
Persons
Adults
Age of Adult Traveller(s)
Children

Promotion Code

GoLocal Travel Insurance

GoLocal provides cover for domestic travel around our backyard with two plan options.

GoLocal Comprehensive provides higher benefits levels. If you are taking a cruise, you must select the Cruise pack under the Comprehensive plan if you wish to have cover while cruising. Some Pre-existing Medical Conditions are automatically covered under the Comprehensive plan. Cover for Pre-existing Medical Conditions which are not automatically covered may be available following application to and acceptance by our Customer Care Medical Assessment Team who can be contacted on 0800 100 124.

Meanwhile, GoLocal Cancellation Only has been designed for those who want cover for cancellation costs, should you be forced to cancel your trip before you go.

Selected cover for epidemic and pandemic diseases (such as Covid-19)

Worldcare policies include selected cover for epidemic and pandemic diseases such as Covid-19. There is a provision to claim for cancellation and medical expenses should you contract an epidemic or pandemic disease such as Covid-19 after purchasing your policy. Cover for medical claims directly related to an epidemic or pandemic such as Covid-19 will only apply if you contract the disease after you commence your journey. There is no cover for lockdowns, changes in government alert levels, quarantine or mandatory isolation applying to a population or part of a population. As with any travel insurance, disinclination to travel due to fear or change of mind is not covered. Terms, conditions, limits, sub-limits and exclusions apply and these are set out in the Policy Wording.

Read the Schedule of Benefits and Worldcare Travel Insurance Policy Wording to determine if the plan you have selected is right for you. Cover will apply until the cover end date shown on your Certificate of Insurance, or until you return to your normal place of residence, whichever is the earlier date.

Schedule of Benefits

The table below sets out a summary only of the cover that is provided under each plan and the most we will pay in total for all claims under each section.

Important - please note: a maximum total limit applies for all claims by all insured persons under certain sections and other limits, sub-limits, conditions and exclusions apply. All costs and expenses must be reasonable. Terms, conditions, limits, sub-limits and exclusions apply as set out in the Policy Wording. Benefits are per insured person and the benefits limits are shared for dependent children.


Section 1: Cancellation/Travel Disruption Benefits
Section 1: Cancellation/Travel Disruption Benefits GoLocal Comprehensive
Maximum Benefits
GoLocal Cancellation Only
Maximum Benefits
1.1 Cancellation of Journey*^ $15,000 $600
1.2 Additional Expenses* $15,000 Nil
1.3 Alternative Transport Expenses $5,000 Nil
1.4 Travel Delay Expenses* $2,000 Nil
1.5 Epidemics and Pandemics* $15,000 $600
Section 2: Medical Benefits
Section 2: Medical Benefits GoLocal Comprehensive
Maximum Benefits
GoLocal Cancellation Only
Maximum Benefits
2.1 Medical Expenses* $2,500 Nil
2.2 Emergency Dental Expenses $1,000 Nil
2.3 Funeral Expenses $5,000 Nil
Section 3: Life Benefits
Section 3: Life Benefits GoLocal Comprehensive
Maximum Benefits
GoLocal Cancellation Only
Maximum Benefits
3.1 Accidental Death or Permanent Disablement $15,000 Nil
Section 4: Personal Baggage Benefits
Section 4: Personal Baggage Benefits GoLocal Comprehensive
Maximum Benefits
GoLocal Cancellation Only
Maximum Benefits
4.1 Personal Baggage* $6,000 Nil
(Limit for each individual item or set of items) $1,000 Nil
4.2 Emergency Baggage* $450 Nil
Section 5: Rental Vehicle Excess
Section 5: Rental Vehicle Excess GoLocal Comprehensive
Maximum Benefits
GoLocal Cancellation Only
Maximum Benefits
5.1 Rental Vehicle Excess $6,000 Nil
Section 6: Personal Liability
Section 6: Personal Liability GoLocal Comprehensive
Maximum Benefits
GoLocal Cancellation Only
Maximum Benefits
6.1 Personal Liability $250,000 Nil
Section 7: Cruise Pack (Additional Extra)
Section 7: Cruise Pack (Additional Extra) GoLocal Comprehensive
Maximum Benefits
GoLocal Cancellation Only
Maximum Benefits
7.1 Medical Expenses While Cruising* $10,000 Nil
7.2 Evacuation - Ship to Shore $25,000 Nil
7.3 Cabin Confinement $500 Nil
7.4 Pre-paid Shore Excursion Cancellation $1,000 Nil

The Cruise Pack can be added on the next page for an additional premium. If you are travelling on a Cruise, you must add the Cruise Pack to have cover. Refer to the Policy Wording for our definition of a ‘Cruise’.


*Sub-limits apply - please read the GoLocal Travel Insurance Policy Wording in full for details.

^You will only have cover under Section 1.1d) if you purchase the GoLocal Comprehensive Plan.

Worldcare Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners (FSP758611) and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia) ("Hollard"). AWP Services New Zealand Limited holds a Financial Advice Provider (FAP) licence issued by the Financial Markets Authority. Read AWP Services New Zealand Limited FAP Disclosure statement here. You should consider the Policy Wording before making any decisions about your insurance policy.

The Hollard Insurance Company Pty Limited – Financial Strength Rating and Overseas Policyholder Preference Disclosure Notice

The Hollard Insurance Company Pty Ltd has a financial strength rating of A- (Excellent) issued by A.M.Best Company Inc. The rating scale is:

A++,A+(Superior)
C++, C+(Marginal)
E(Under Regulatory Supervision)
A, A-(Excellent)
C, C-(Weak)
F(In Liquidation)
B++, B+(Good)
D(Poor)
S(Suspended)
B, B-(Fair)

Further information on these ratings is available here.

An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd’s Australian assets to satisfy New Zealand liabilities.

Allianz Partners website | Terms and Conditions | Privacy Policy.